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Our aim is to provide SIMPLE BUSINESS INSURANCE in a format you can understand and have assurance that your needs have been catered for.


We deal with major UK insurers only.


We have many years of experience and our staff are trained accordingly.

We offer our clients a unique blend of experience, knowledge and expertise to deliver effective insurance solutions with a dynamic and professional approach.

As an Independent Insurance Broker we are able to put our Clients' needs first and ensure that they benefit from the strength of our insurer relationships and our ability to provide high quality independent advice and claims support. You can speak to us - We are real people and we answer the phone.


We provide expert, impartial insurance advice for

  • Commercial Insurance

  • Professional Risks

  • Specialist Schemes


Our expertise extends to all professional, commercial and manufacturing sectors including property, liability, construction, retail and leisure. We work very closely with our Strategic Partners to provide our clients with a wide range of additional risk management and specialist services.

We deliver clear, professional advice and support on insurance matters to ensure your peace of mind.


Simply register your existing renewal date with us to get a quotation:


Specialist Schemes

Not wishing to blow our own trumpet ... But


In addition: we design and build specialist policies for the Music Industry www.covernotes.co.uk and the Gun Trade www.guncover.co.uk with wide ranging cover as standard. 


In 2018, we are proudly Celebrating serving the Music Industry for 20 years and the Gun Trade for 10 years. 

Gun Owners Insurance for individuals is also available www.gunguard.co.uk 

Please follow GunGuard on:



We also write high value personal household insurance using specialist providers who are expert in this area. 

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S Johnson & Company began trading in 1990 when Steven Johnson bought offices in Bromford Lane, Birmingham. Our original intention was to provide a wide range of cover including motor insurance, household insurance and of course commercial lines cover.


Within a few years we decided to specialise in commercial insurance and in 1993 Graham Ettrick joined us to head up this area.


In the late nineties we decided to further refine our activities by introducing a scheme for the Music Industry. The Cover Notes Business Insurance scheme was conceived by Steve and Graham in 1998. The idea of the scheme was and still is to provide tailor made quality insurance products for the Music Industry. Graham plays guitar; Steve benefits his family and friends by having given up the piano.


In 2002 Steve formed a Limited Company and Graham was invited to become a Director - a position that he accepted.


In 2007 following the success of the Covernotes scheme we decided to look at another specialist area – and being in Birmingham which is the home of the UK gun trade the Guncover scheme was launched. 


Today S. Johnson & Company Ltd provides insurance and risk management expertise to a wide range of businesses.  We act as agents for most major UK insurers. We also have a sister firm S.Johnson Wealth Management LLP - see www.riskandreturn.co.uk. A free financial review is available for existing customers.

What to do if you have a complaint:


If you wish to register a complaint, please contact us in writing or by telephone. If you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service. www.financial-ombudsman.org.uk  A copy of our internal complaints procedures are available on request.


S.Johnson & Co Ltd are Authorised and Regulated by the Financial Conduct Authority. Firm reference number 300342. Registered office 348 Bromford Lane, Ward End, Birmingham B8 2RZ Company registered in England & Wales no 4361078.

© S.Johnson & Co Ltd.

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